Talking to Insurance Companies After a Banning Bus Accident

After a bus accident, you may receive phone calls, texts, and emails from insurance agents. Some may be from your own company, some from the other driver’s company. You may be unsure about what to say to any of them, especially if they start pressuring you to accept settlements or ask if you’re ready to get back to work.

Talking to insurance companies after a Banning bus accident is never a good idea until you have obtained legal representation. Even your own company is not always on your side after a bus accident. When you’re recovering from a serious accident, you don’t always know what to say to protect yourself from liability. Having an attorney from the Walter Clark Legal Group protects your legal rights while you recover from your injuries.

What Should I Say to Insurance Companies After a Bus Accident?

After a bus accident in Banning, you should say as little as possible to any insurance company. In California, you will file your initial claim with the bus company’s insurance carrier, if it is a private bus, or with the city or state if it is a government bus.

Once you have filed your claim, you should not speak with any agent who calls. Insurance agents may call you to arrange a time to look at your vehicle or for another legitimate reason, but they may also have less valid reasons.

• They may want to coax an admission out of you that you’re not really hurt, or not as badly injured as you claim. Even a simple interaction like “How are you doing?” “Oh, fine,” can be twisted by an insurance adjustor into an admission that you’re not really hurt
• They may want you to admit fault in some way that reduces their client’s liability
• They may try to pressure or scare you into accepting a quick settlement, sometimes even before your claim has been processed. They may warn that you don’t have a case, or that this is the best offer you’re likely to get.

Even if an offer sounds reasonable, you should always have an attorney review any documents before you sign them. Once you sign a settlement agreement, you are bound by the terms of the agreement. If you don’t understand them, you may learn later that you’ve waived all your rights to appeal or sue other parties in the case.

How Can an Attorney Help Me?

Having legal representation can help you avoid these problems in many ways. First, all communications now go through your lawyer. Talking to insurance companies after a bus accident in Banning can be stressful and risky, as adjusters may try to get you to admit fault or accept a low settlement. Your attorney can review any calls, texts, emails, and other correspondence, and ensure you don’t sign anything that would limit your rights.

Your attorney will also let you know about any settlement offers, and if they are “too good to be true” or if they seem like reasonable settlements you should consider. Having legal representation means you can concentrate on recovering from your injuries without worrying about deadlines and statute of limitations. A skilled legal team will handle that for you.

Get Legal Help Before Talking to Insurance Companies After a Bus Accident in Banning

When it’s time to talk to the insurance companies after a Banning bus accident, contact the attorneys from Walter Clark Legal Group. We will help you fill out any forms and meet any deadlines for government claims. Our attorneys will explain the legal jargon in the settlement offer and make certain you understand what you’re signing before you consent to anything. Call our offices today for a free case evaluation.