Will Filing an Uninsured Motorist Claim Make Your Rates Go Up?
Will Filing an Uninsured Motorist Claim Make Your Rates Go Up?

Roughly 15% of car accidents in California involve an uninsured motorist. With those odds, it’s wise to carry an adequate amount of uninsured motorist coverage on your car insurance policy. This coverage pays for property damage and physical injuries in an accident caused by an uninsured driver.

A common concern for drivers who get into accidents is whether their car insurance rates will increase. While insurance companies usually do raise your rates if you file a claim, the rules are different for accidents involving uninsured motorists. California’s Proposition 103 makes it unlawful for insurance companies to raise your insurance rates or drop you from their company for making an uninsured motorist claim.

While you don’t have to worry about your rates going up because of your claim, that does not mean you won’t have any issues at all with the insurance company. Just like with any other claim, the insurance company can choose to deny the claim, or to try to settle it for less than the amount you deserve. If you are concerned about making an uninsured motorist claim, contact a personal injury attorney for assistance.

“Uninsured motorist coverage is crucial to protecting yourself on the road. If you are having issues with the insurance company, get in touch with a personal injury attorney with experience in these types of claims,” said Attorney Walter Clark, founder of Walter Clark Legal Group.

Our firm has been handling personal injury cases throughout the California Low Desert and High Desert communities for over 30 years. With a 95% success rate, the personal injury attorneys at Walter Clark Legal Group will fight to hold those responsible for your loss accountable and win compensation to cover medical bills, lost wages, and pain and suffering. If you have been injured in an auto accident and want to discuss your legal options, contact us today for a free consultation with an experienced personal injury lawyer. We have offices in Indio, Rancho Mirage, Victorville, El Centro, and Yucca Valley, and represent clients through the entire California Low Desert and High Desert communities.

DISCLAIMER: The Walter Clark Legal Group blog is intended for general information purposes only and is not intended as legal or medical advice. References to laws are based on general legal practices and vary by location. Information reported comes from secondary news sources. We do handle these types of cases, but whether or not the individuals and/or loved ones involved in these accidents choose to be represented by a law firm is a personal choice we respect. Should you find any of the information incorrect, we welcome you to contact us with corrections.

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