What is Med Pay Coverage?

Jan 29,2018

If you live in California, you might have heard of Medical Pay Benefits coverage, or Med Pay. This is an option you can choose for your auto insurance policy to cover the cost of medical treatment if you are injured in an auto accident. Some states require this type of coverage, sometimes known as Personal Injury Protection. However, California does not require drivers to purchase Med Pay.

What Does Med Pay Cover?

If you or anyone in your vehicle is injured in an accident, Med Pay will cover the cost of reasonable and necessary medical bills. It doesn’t matter who was at fault for the accident—Med Pay will cover you regardless. This coverage can be used for you and your passengers if they are injured.

If you have been injured, you should contact your insurance company to find out what your policy covers. There may be exclusions pertaining to the types of treatment that are covered. Remember that your insurance company cannot raise your insurance rate for utilizing your Med Pay coverage, as long as you were not at fault for the accident.

“Med Pay is a wise option for California drivers who want to ensure their medical costs will be covered in case of an auto accident,” said Attorney Walter Clark, founder of Walter Clark Legal Group.

Our firm has been handling personal injury cases throughout the California Low Desert and High Desert communities for over 30 years. With a 95% success rate, the personal injury attorneys at Walter Clark Legal Group will fight to hold those responsible for your loss accountable and win compensation to cover medical bills, lost wages, and pain and suffering. If you have been injured in an auto accident and want to discuss your legal options, contact us today for a free consultation with an experienced personal injury lawyer. We have offices in Indio, Rancho Mirage, Victorville, and Yucca Valley and represent clients through the entire California Low Desert and High Desert communities.

DISCLAIMER: The Walter Clark Legal Group blog is intended for general information purposes only and is not intended as legal or medical advice. References to laws are based on general legal practices and vary by location. Information reported comes from secondary news sources. We do handle these types of cases, but whether or not the individuals and/or loved ones involved in these accidents choose to be represented by a law firm is a personal choice we respect. Should you find any of the information incorrect, we welcome you to contact us with corrections.