What is Your Car Accident Claim Worth?

If you are considering pursuing a personal injury claim after an accident, you might be wondering how much a car accident claim would be worth. The truth is that every case varies significantly, depending on what injuries you sustained, what other losses you suffered, and who is found to be liable for the accident.

Insurance Limits

The at-fault driver’s insurance policy is a significant factor in the compensation you can recover. The insurance company will not offer you a settlement greater than the policy limit. If your accident goes to trial, the jury could award you an amount higher than the policy limit. However, to recover that amount, the driver would have to have sufficient personal assets to cover it—which will not always be the case.  

If your damages are significantly higher than the driver’s policy limit, you have a couple options. For one, you could make a claim through your underinsured motorist coverage. Or you could directly sue the driver. Your personal injury attorney can help you determine whether these options are worthwhile.


The damages you incurred from the accident are the other significant factor in your car accident case. Damages include your medical expenses, vehicle damage, lost income and earning capacity, and other losses such as pain and suffering. Damages are divided into special damages and general damages. Your attorney will help you determine how much compensation to seek from the insurance company.


California’s rules on liability can also affect the amount of compensation you can seek. California follows a comparative fault rule for liability. This means that if you were injured in an accident, you can recover compensation from the at-fault party—even if you are found to be partly at fault for the accident. However, the amount of compensation you can recover will be reduced by your percentage of fault. Thus, if you were found to be 15% at fault for the accident, you can still recover 85% of your damages from the other party.

“Because of the variables involved in personal injury cases, it is difficult to estimate how much your case will be worth before meeting you and discussing your unique situation. Contact our office to set up a free case evaluation to get started,” said Attorney Walter Clark, founder of Walter Clark Legal Group.

Our firm has been handling personal injury cases throughout the California Low Desert and High Desert communities for over 30 years. With a 95% success rate, the California personal injury attorneys at Walter Clark Legal Group will fight to hold those responsible for your loss accountable and win compensation to cover medical bills, lost wages, and pain and suffering. If you have been injured in an auto accident and want to discuss your legal options, contact us today at (760) 777-7777 for a free consultation with an experienced personal injury lawyer. We have offices in Indio, Rancho Mirage, Victorville, and Yucca Valley and represent clients through the entire California Low Desert and High Desert communities.

DISCLAIMER: The Walter Clark Legal Group blog is intended for general information purposes only and is not intended as legal or medical advice. References to laws are based on general legal practices and vary by location. Information reported comes from secondary news sources. We do handle these types of cases, but whether or not the individuals and/or loved ones involved in these accidents choose to be represented by a law firm is a personal choice we respect. Should you find any of the information incorrect, we welcome you to contact us with corrections.

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